Consolidated financial statements Separate financial statements
  2017 2016 2015 2017 2016 2015
Profitability Ratio
Yield Rate (%) 30.57 26.46 23.45 31.20 31.31 31.68
Interest Rate (%) 5.43 5.09 7.09 5.42 5.03 7.02
Net Yield Rate (%) 25.14 21.37 16.36 25.78 26.28 24.66
Net Profit Rate (%) *(57.76) 36.37 23.42 *(74.43) 26.71 19.01
Return on Equity (%) *(26.02) 13.29 11.55 *(26.41) 6.65 7.07
Efficiency Ratio
Return on Total Assets (%) *(11.52) 7.58 6.46 *(11.39) 3.74 3.95
Total Assets Turn Over Ratio (Times) 0.20 0.21 0.28 0.15 0.14 0.21
Financial Policy Ratio
Ratio of Liability to Equity (times) 1.51 1.04 0.42 1.57 1.14 0.41
Ratio of Total Receivable to Loan from (times) 1.08 1.80 2.38 1.19 1.62 1.86
Dividend Rate (%) N/A 39.06 39.67 N/A 86.13 67.97
Asset Quality Ratio
Ratio of Allowance for Doubtful Debt to Total Receivable (%) 22.79 2.55 3.92 4.62 4.71 6.96
Bad Debt to Total Receivable (%) 3.26 3.84 5.94 4.30 8.31 11.13
Ratio of Non performing loan to Total Receivable (%) 2.45 2.06 3.83 4.78 5.05 7.41